AIO Savings Calculator

Your Personalized Savings Report

Enter your numbers below. The calculator simulates daily interest for the AIO and standard amortization for a traditional 30-year fixed to show you the difference.

Your Current Mortgage
Enter the details from your most recent mortgage statement. This is what you are comparing against.
$
Current principal balance on your mortgage statement
%
Your current mortgage rate
yrs
How many years left on your current loan
$
Principal and interest only. Leave blank to auto-calculate from the fields above.
Your Income & Expenses
This determines your monthly surplus, which is the engine that powers the AIO payoff.
$
Gross household income deposited monthly
$
Food, utilities, car, insurance, etc. Do NOT include your mortgage payment.
%
The AIO variable rate for this comparison
Your Estimated Savings with the AIO
17.3
Years Saved
$389,241
Interest Saved
3.8%
AIO Effective Rate
Your Current Mortgage
Current Loan
Monthly Payment (P&I)$3,394
Time Remaining28.0 years
Remaining Interest$632,660
Total Remaining Cost$1,132,660
All-In-One
AIO First-Lien HELOC
Avg Monthly Interest$1,678
Payoff Time12.7 years
Total Interest Paid$243,419
Total Amount Paid$743,419
Remaining Balance Over Time
Traditional AIO
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